Financial Press Release
The information on this page is delivered via a live feed from the London Stock Exchange's Regulatory News Service (RNS).

Canary Wharf Group - Final Results - Part 1

    RNS Number:1595Q
Canary Wharf Group PLC
25 September 2003

PART 1

CANARY WHARF GROUP PLC

25 September 2003



PRELIMINARY ANNOUNCEMENT OF RESULTS

YEAR ENDED 30 JUNE 2003



FINANCIAL HIGHLIGHTS
                                                                 Year ended            Year ended

                                                                    30 June               30 June

                                                                       2003                  2002           Change
                                                            ---------------      ----------------      -----------
                                                                         £m                    £m                %
Turnover - rents and service charges                                  250.3                 206.8             21.0
Operating profit before exceptional items                             165.2                 130.2             26.9
Pre-operating profit exceptional items:
-  amortisation of investment in own shares                           (2.8)                     -
-  net profit on sale of completed properties                             -                 169.5
Operating profit                                                      162.4                 299.7
Exceptional items:
-  deferred consideration on sale of
    subsidiary undertaking                                              2.9                  13.4
-  costs of group restructuring                                           -                 (2.4)
Profit before interest after exceptional items                        165.3                 310.7
Net interest payable                                                (178.5)               (107.6)
(Loss)/profit on ordinary activities before tax                      (13.2)                 203.1
(Loss)/profit on ordinary activities before tax
excluding exceptional items                                          (13.3)                  22.6
(Loss)/profit for the period after tax                                (9.5)                 193.0
Special dividend                                                    (372.8)                     -

Basic (loss)/earnings per share                                      (1.6)p                 30.0p
Diluted (loss)/earnings per share                                    (1.6)p                 29.7p
Basic (loss)/earnings per share before
exceptional items                                                    (1.6)p                  1.9p
Diluted (loss)/earnings per share before
exceptional items                                                    (1.6)p                  1.9p
                                                                     







                                                                   At 30 June           At 30 June

                                                    Notes                2003                 2002          Change
                                                              ---------------     ----------------     -----------
                                                                           £m                   £m               %
Investment properties                               (1)               4,182.8              3,268.1
Properties under construction and
properties held for development                     (2)               1,133.0              1,115.3
Net debt                                                            (3,680.9)            (2,622.8)
Other net (liabilities)/assets                                        (115.5)                 99.7
Net assets at net book value                                          1,519.4              1,860.3
Net assets at net book value after adding back
deferred tax provision                                                1,567.3              1,911.9
                                                                      

Properties under construction and
properties held for development                     (3)
-  at Market Value                                                    1,581.0              2,305.9
-  at present value of Net Realisable Value                           2,305.1              3,490.4

Adjusted Net Asset Value per share based on

Market Value                                        (4)                 £3.44                £5.10          (32.5)
Adjusted Diluted Net Asset Value per share
based on Market Value                               (4)                 £3.44                £5.01          (31.3)

Cumulative return of capital:
-  share repurchases                                                    514.2                406.1
-  special dividend                                                     372.8                    -
                                                              ---------------     ----------------     -----------
                                                                        887.0                406.1



(1)  Includes adjustment for revaluation of investment properties. This resulted
     in a  revaluation  surplus of £151.8  million,  including a £415.4  million
     surplus attributable to properties completed in the year.

(2)  Properties under construction and properties held for development stated at
     cost.

(3)  Refer to Operating  and Financial  Review - Valuations  of the  preliminary
     announcement for an explanation of the basis of valuation.

(4)  Refer to Operating and Financial  Review - Balance Sheet of the preliminary
     announcement for an explanation of the basis of calculation.




AT 30 JUNE 2003:


*    The group's investment portfolio totalling 8.4 million sq ft was 89.4% let.

*    Surplus on revaluation of the five investment  properties  completed in the
     year of £415.4 million.

*    Properties under  construction  totalled 3.1 million sq ft of which 99% was
     covered by agreements to lease,  subject to the tenants' ability to sub-let
     back to the group up to 0.67  million sq ft of which 0.15  million sq ft is
     for a maximum period of 5 years and a further 0.15 million is for a maximum
     period of 10 years in respect of occupational leases which are for terms of
     25-30 years.

*    Decrease on revaluation of the investment  properties  held  throughout the
     year of £263.6 million (or 8.1%) of which £87.5 million (or 2.7%) was since
     31 December 2002.

*    Market  Value of  property  portfolio  £5,811.5  million  against  £5,584.7
     million at 30 June 2002, a reduction of £553.8 million (or 8.7%)  excluding
     additions.  The  reduction  since 31 December  2002 was £126.2  million (or
     2.1%) excluding additions.

*    Adjusted net asset value per share (based on Market Value) £3.44 at 30 June
     2003 against £3.70 at 31 December 2002 and £5.10 at 30 June 2002.





DURING THE YEAR:


*    Construction was completed on five  properties,  all of which were retained
     as investment properties,  comprising 5 Canada Square (515,100 sq ft, fully
     let to CSFB),  20 Canada  Square  (527,200 sq ft of which 266,200 sq ft has
     been let to The McGraw Hill Companies),  16-19 Canada Square (203,300 sq ft
     let to Waitrose, Reebok and Conran Restaurants), 20 Bank Street (546,500 sq
     ft leased to Morgan Stanley in its entirety) and 40 Bank Street (607,400 sq
     ft of which 78,300 sq ft has been leased to Allen & Overy and 133,000 sq ft
     to Skadden Arps Slate Meagher & Flom).  Options to sublet space back to the
     group are disclosed in Note 25 of the announcement.

*    During  the  year  25.2  million  shares  bought  back at a cost of  £108.1
     million.

*    Special dividend paid of £372.8 million bringing the total under the return
     of capital programme to date to £887 million.

*    The group tapped an existing securitisation raising £510 million in October
     2002.

*    In  January  2003 the group  redeemed  £85.0  million of Class D Notes (BBB
     rated) issued in 1997.  Redemption was financed by a new £85.0 million bank
     facility.

*    In March 2003 £225 million was  drawndown  from a long-term  loan  facility
     secured  against 20 Canada Square.  The proceeds were used to refinance the
     construction financing on this building totalling £82.3 million.




SUBSEQUENT TO THE YEAR END


*    On 11 September 2003 the group announced that,  subject to formal contract,
     terms have been  agreed  with  British  Petroleum's  Integrated  Supply and
     Trading  Division for the lease of 128,000 sq ft in 20 Canada  Square.  The
     lease agreement is for 101,000 sq ft on a 20 year term with the first break
     at year 10, and a further  27,000 sq ft on a 5 year  lease  with  rights to
     extend to run concurrent with the 101,000 sq ft lease.

*    On 23 September 2003 the group announced that,  subject to formal contract,
     terms had been agreed with Reuters for the lease of  approximately  281,000
     sq ft of space in 30 The South  Colonnade  from Spring  2005.  Reuters will
     lease 237,000 sq ft on a 15 year lease and an additional  44,000 sq ft will
     be  leased on a  separate  lease  with a 5th year  break  exercisable  upon
     payment of a substantial  rental  penalty as well as a further break at the
     10th year.  In lieu of granting a rent free period the group will take over
     three of Reuters' leasehold  properties with a total exposure equivalent to
     2.5 years rent free at 30 The South  Colonnade and acquire the freeholds of
     Reuters' current headquarters at 85 Fleet Street and the adjoining building
     at a price of £32.3 million with a short  leaseback  until moving to Canary
     Wharf in May 2005.

*    On 25 September 2003 the group announced that,  subject to formal contract,
     terms had been  agreed  with  Goldenberg,  Hehmeyer & Co for the leasing of
     18,000  sq ft on a single  floor in 50 Bank  Street.  The lease is for a 15
     year term with a break at year 10.

*    Also on 25 September  2003, the group announced that it had agreed with the
     European  Medicines  Evaluation Agency ('EMEA') the leasing of 13,500 sq ft
     on a single floor at 7 Westferry Circus, taking EMEA's occupancy to 116,268
     sq ft.  The  lease  will run for 11 years  and will run  concurrently  with
     EMEA's existing leases, due to expire in December 2014.




CONTACTS
 
George Iacobescu 
Chief Executive 

Peter Anderson 
Managing Director, Finance 

Wendy Timmons 
Head of Corporate Communications 

Canary Wharf Group plc 
Telephone:  020 7418 2000 

A copy of the annual report will be sent to shareholders and copies will be made
available to the public on request to the Group Company Secretary at the
registered office, One Canada Square, Canary Wharf, London E14 5AB.

The information in this announcement, which was approved by the board of
directors on 24 September 2003, does not comprise statutory accounts within the
meaning of the Companies Act 1985.





Introduction to the Chairman's and Chief Executive's Statement



As shareholders will be aware, the weakness in the share price of Canary Wharf
Group plc a few months ago prompted approaches from parties interested in
acquiring the Company.  At that stage an Independent Committee of the Board was
formed to evaluate these potential offers.  I agreed to be Chairman of the
Committee, which includes all my non-executive colleagues on the Board.  During
the summer the potential offerors have undertaken extensive due diligence.  We
are now actively involved in the process of reviewing indicative proposals which
we have received in order to determine if any of these can be developed into an
offer suitable for recommendation to shareholders.



The Company's management have supported the Committee through the provision of
information as and when required by us, and I am grateful to them for this.
Meanwhile, in spite of the considerable distractions whilst the Company has been
in an offer period, the management have continued to focus their efforts on
maximising the value of the ongoing business.  More detail of the progress
achieved is contained in the Chairman's and Chief Executive's Statement.





Sir Martin Jacomb

Chairman

Independent Committee of the Board







CHAIRMAN'S AND CHIEF EXECUTIVE'S STATEMENT



Introduction



During the last year the UK property sector has operated in a difficult market
environment.  However, we are now beginning to see signs of recovery in demand
for office space.  It is not clear whether we have reached the bottom of the
market, but from the level of enquiries we are experiencing we would not expect
the current market downturn to be sustained for much longer.



There is, nevertheless, still a significant amount of space available in the
London office market where oversupply, both of new and existing space, has
widened tenant choice and driven rental values downwards.  This has had a clear
impact on rental levels and increased tenant inducements.  Our recent
experience, however, also shows that several tenants in the market for larger
amounts of space are all looking at the same newly developed buildings.  As
these new buildings are committed in the City and Canary Wharf, we would
anticipate next year the beginning of a tightening in the market for the new,
highly specified, large floorplate office space we offer.  We do not, however,
foresee an immediate return to new development at Canary Wharf except on a fully
pre-let or bespoke basis.



Over the last 12 months we have made excellent progress on the completion of our
current construction programme.  As the initial phases of development near
completion it is an appropriate point at which to consider the disposal of
selected buildings or interests in selected buildings.  Although our internal
cash resources are sufficient for ongoing operations, such disposals would
enable us to reduce leverage and to consider continuing our return of capital
programme  whilst also maintaining the integrity of the Estate.



Financial Review



Turnover increased from £206.8 million in 2002 to £250.3 million in 2003 (a 21%
increase).  Excluding exceptional items, the group recorded a loss before tax
for the year ended 30 June 2003 of £13.3 million, compared to a profit of £22.6
million for 2002.  Interest costs increased from £107.6 million to £178.5
million as a result of the two securitisations completed in February and October
2002 and the refinancing of 20 Canada Square in March 2003.



These planned issues increased total debt from £3,950 million to £4,710 million
and were used in part to fund the share buy-back programme (£108.1 million in
the year) and special dividend (£372.8 million paid in November 2002) which
together with past buy-backs have resulted to date in a total return of capital
of £887 million.



Net assets during the year fell by £340.9 million (from £1,860.3 million at 30
June 2002 to £1,519.4 million at 30 June 2003).  The reduction from the share
buy-backs and special dividend of 64.27p per share (in total £480.9 million) was
offset by a revaluation of five group investment properties completed in the
year to 30 June 2003 (an increase of £415.4 million) less a reduction of £263.6
million in the valuation of investment properties held during the year.  This
latter figure represents a decline of 8%.



The adjusted net asset value basis revalues properties under construction and
those held for development to their Market Value and adds back the adjustments
in respect of lease incentives required by UITF 28 and deferred tax required by
FRS 19.  Based on Market Value, the adjusted net asset value per share reduced
from £5.10 per share at 30 June 2002 to £3.44 per share at 30 June 2003 (before
dilution), a reduction of £1.66 per share.  This reduction in part reflects the
share buy-back and the special dividend of 64.27p per share and in part the
reduction in the market value of the total portfolio totalling £553.8 million in
the year, or 8.7% disregarding additions, equivalent to £0.95 per share based on
the closing number of shares.   At 31 December 2002 net assets per share on the
Market Value basis were £3.70 per share and the reduction of £0.26 per share to
30 June 2003 was primarily attributable to a reduction in the Market Value of
the portfolio of £126.2 million or £0.22 per share.



In July 2003, 10 Upper Bank Street (HQ5) reached Practical Completion and
Clifford Chance gave notice to vacate its offices at Aldersgate Street on 29
September 2003.  In accordance with UK GAAP the group has recognised a provision
of £123.5 million in respect of the estimated liability in respect of the
Aldersgate leases which were taken over in connection with the letting of HQ5.
In addition a provision of £27.3 million has also been recognised in respect of
certain incentives payable to Lehman Brothers in respect of their lease of 25-30
Bank Street following the achievement of base building practical completion
which removed any conditionality to these payments.  Further detail on the basis
of these provisions is set out in Note 17 of the Preliminary Announcement.



Capital Structure



In October 2002 the group completed a £510 million tap issue taking the total
securitised debt issued by Canary Wharf Finance II plc to £3,117 million.  Part
of the proceeds of this tap issue were used to fund payment of the special
dividend of £372.8 million.



In December 2002 the group entered into a loan facility secured on 1 Churchill
Place (BP1) which enables the group to draw up to £605 million once the property
has reached practical completion, scheduled for July 2004, and the related
construction financing has been repaid.  Subsequently, in March 2003, the group
entered into a £225 million facility secured on 20 Canada Square which was used
to refinance the £82 million of construction financing on this building with the
balance being retained for general corporate purposes.



As a result of the completion of these facilities, permanent financing in excess
of that required to complete all buildings presently under construction has been
put in place.



Construction



Our construction programme has continued to progress on schedule and during the
year five buildings totalling 2.4 million sq ft were completed.



In September 2002 we opened a new retail building, the 203,000 sq ft extension
to the Canada Place Mall.  In October 2002, we completed the 515,000 sq ft
building at 5 Canada Square.  This building is let in its entirety to CSFB but
250,000 sq ft was subsequently sub-let by CSFB to Bank of America whose fit-out
is now nearing completion.  In January 2003 we reached practical completion of
20 Canada Square in which The McGraw Hill Companies have leased 266,200 sq ft
and British Petroleum have agreed Heads of Terms for a letting of 128,000 sq ft
for its Integrated Supply and Trading division.  In March 2003 we reached
practical completion of 40 Bank Street, a 607,000 sq ft building of which 78,300
sq ft has been leased to Allen & Overy and 133,000 sq ft to Skadden Arps Slate
Meagher & Flom.  In May 2003 20 Bank Street was completed, a 546,500 sq ft
building let to Morgan Stanley.  Subsequent to the year end completion was
achieved of 10 Upper Bank Street, a 1 million sq ft building which has been let
to Clifford Chance who have already taken up occupation.  Base building works
practical completion was also achieved on 25-30 Bank Street, the 1.02 million sq
ft building let to Lehman Brothers.  Fit-out of the building is expected to be
substantially completed in October 2003.



The final building currently under construction is Barclays' 1 million sq ft
headquarters building at 1 Churchill Place which will complete in mid 2004 along
with 24,000 sq ft of retail space at Cartier Circle.  When completed, the
Barclays building will bring the completed Canary Wharf estate to a total of
14.1 million sq ft of which the group will own 11.6 million sq ft.



In the past, as we completed individual buildings we have been shifting key
development and construction personnel to new projects. Whilst we shall retain
our core group of key personnel to enable us to respond to development
opportunities as they arise, the process of scaling down these teams and their
administrative support to reflect the reducing development and construction
programme has begun.



Leasing



It is hard to judge the turning point of the cycle but a number of indicators
now point to an improving prospect for financial and business services
employment. Although there are many competitive schemes aggregating more than 5
million sq ft due for delivery in the next 12 months we can anticipate a rapid
fall off in supply of new space thereafter given the very low level of building
starts in the past 12 months.  Throughout the downturn there has been continuing
demand for major office buildings in Central London but from fewer companies.
Canary Wharf has been on the shortlist for most of these enquiries, a number of
which are now reaching a successful conclusion.



One example is our recent announcement that we have agreed Heads of Terms with
British Petroleum's Integrated Supply and Trading division.  Another is the
announcement on 23 September 2003 that from Spring 2005 Reuters will lease the
entire 281,000 sq ft building at 30 The South Colonnade following the departure
of London Underground Limited in 2004.  We are also able to announce agreed
Heads of Terms with Goldenberg, Hehmeyer & Co Limited for the leasing of 18,000
sq ft on a single floor at 50 Bank Street, and with the European Medicines
Evaluation Agency for a further 13,500 sq ft at 7 Westferry Circus taking their
total occupation in the building to just over 116,000 sq ft.  These transactions
confirm that we have the space to meet a variety of client needs and also
indicate our ability to structure deals to meet the specific requirements of
clients.



The group currently has completed investment properties of approximately 1.0
million sq ft available to let which equates to a vacancy rate of 10.4%.  This
could rise to 1.9 million sq ft by the end of 2004 following the exercise of
London Underground's lease break and assuming all remaining options to sublet
space back to the group are exercised. This total will be reduced by the recent
letting announcements which will serve to reduce the space potentially available
by 440,000 sq ft, together with any additional space which may be let during the
period to the end of 2004.  Taking into account only the recent announcements,
the maximum vacancy rate in respect of space in the group's ownership would be
12.5% in 2004.  In addition, certain tenants at present are openly marketing
some 640,000 sq ft of available space.



In addition to office lettings our highly successful retail offering continues
to expand.  In September 2002 we opened a new retail building, the 203,300 sq ft
extension to the Canada Place mall anchored by Waitrose Food and Home.  Weekend
trading on the Estate increased markedly as a result.  This was followed on 18
September 2003 by the opening of the new 89,900 sq ft Jubilee Place Mall.  Marks
& Spencer anchors the 38 unit mall and we have added a wide variety of new
fashion shops including Molton Brown, L K Bennett, Karen Millen, Reiss, Choice
and Whistles.  New restaurants to Canary Wharf include Wagamama, Fratelli deli
cafe, Tootsies, Pashmina, Port of Call and Cafe Nero.  Jubilee Place Mall
expands the total retail complex to 550,000 sq ft.



Transport



In June 2003 Canary Wharf and London Underground ("LUL") announced that they had
reached agreement on future improvements to, and upgrading of, the Jubilee Line.
Under the terms of this agreement, LUL and Canary Wharf have agreed that, in
satisfaction of rebates totalling £94.6m due to Canary Wharf in respect of its
funding contribution to the Jubilee Line extension LUL will provide a programme
of capacity enhancements.  These include the introduction of a 2-hour single
direction peak period timetable (west to east in the morning and east to west in
the evening) of 24 trains per hour in October 2003 (several months ahead of
schedule), seven car trains providing an increase of train capacity of 17% by
July 2006 and new signalling and train control systems which will enable a peak
hour service of up to 30 trains per hour by December 2009.



These improvements will provide an overall increase of up to 45% over the
existing service capacity at Canary Wharf station.  LUL will open the eastern
entrances to Canary Wharf station in June 2004.  Direct access to Jubilee Place
retail will be linked to the Jubilee Line station by February 2004.



We continue to work with Cross London Rail Ltd (CLRL) and other stakeholders in
promoting the case for Crossrail which is critical to maintaining London's
competitiveness by adding transport capacity between its main commercial
districts (Canary Wharf, the City and the West End) to both Heathrow, in the
west, and housing capacity in the Thames Gateway in the east.  In July 2003 the
Secretary of State for Transport issued a House of Commons written statement
which confirmed the Government's support for Crossrail.  The statement confirmed
that a station at Canary Wharf was an integral part of Crossrail.  CLRL's
objective is for a Hybrid Bill to be lodged in November 2004 with a target date
of opening the link in 2012.



Planning



In March 2003 the group lodged planning applications for two separate
developments at Canary Riverside and North Quay.  Both applications are being
considered by London Borough of Tower Hamlets.  Riverside consists of three
linked commercial buildings totalling 1.8 million sq ft of which approximately
60,000 sq ft comprises supporting retail premises.  North Quay again consists of
three linked commercial buildings totalling 2.4 million sq ft of which a further
55,000 sq ft is supporting retail.



These applications reflect the group's confidence in the medium/ long term
future of this area which is recognised both by National and Local Government as
a key component for London's future growth aspirations.  This work will allow
the group to respond to future market demand.



Staff



We and the Board appreciate that the last 12 months have been a particularly
difficult and pressured period for all our employees.  The Board would like to
thank the entire staff for their hard work and their continuing contribution to
the success of Canary Wharf.




Paul Reichmann                                         George Iacobescu

CHAIRMAN                                               CHIEF EXECUTIVE OFFICER




OPERATING AND FINANCIAL REVIEW



Property portfolio

The activities of the group are focused on the Canary Wharf development
(including Heron Quays and the adjacent sites at Canary Riverside and North
Quay).  The group has two principal business streams: property investment and
property development.  The investment arm comprises twenty completed properties
(out of the twenty five constructed at Canary Wharf) totalling 8.4 million sq ft
of net internal area ('NIA').  The properties included in this total are shown
in the table below:


                                         Approx.                  External

                                             NIA    % Leased     Valuation

Property Address                         (sq ft)                        £m Principal Tenants
-------------------------------- --------------- ----------- ------------- ---------------------------------------------
1 Westferry Circus                       219,000        66.6          65.0 ChevronTexaco
7 Westferry Circus                       179,300        92.3          80.0 EDS, EMEA, Edward Jones
15 Westferry Circus                      171,300       100.0         108.0 Morgan Stanley
17 Columbus Courtyard                    199,500       100.0          96.5 CSFB
10 Cabot Square                          639,000       100.0         250.0 Barclays Capital, WPP Group
20 Cabot Square                          562,000       100.0         230.0 Morgan Stanley, Barclays Capital
One Canada Square                      1,246,600        93.8         620.0 Daily Telegraph, KPMG, Mirror Group          
                                                                           Newspapers,
                                                                           State Street Bank, Bear Stearns, Bank of New 
                                                                           York
5 Canada Square                          515,100       100.0         327.0 CSFB
20 Canada Square                         527,200        50.5         250.0 The McGraw Hill Companies
25 Canada Square                       1,223,500       100.0         690.0 Citigroup
33 Canada Square                         562,700       100.0         333.0 Citigroup
25 North Colonnade                       363,200       100.0         160.0 Financial Services Authority
30 South Colonnade                       296,100       100.0          87.0 London Underground (Lease termination April  
                                                                           2004)
20 Bank Street                           546,500       100.0         334.0 Morgan Stanley
40 Bank Street                           607,400        34.8         265.0 Skadden Arps Slate Meagher & Flom (subject,  
                                                                           on satisfaction of certain conditions, to    
                                                                           options to sub-let back up to 58,500 sq ft   
                                                                           (Note 25)) and Allen & Overy
50 Bank Street                           213,800        63.8         102.0 The Northern Trust Company
Cabot Place Retail                        98,400       100.0          69.5 Various retail tenants
Canada Place Retail                       66,800       100.0          57.5 Various retail tenants
16-19 Canada Square                      203,300       100.0          40.0 Waitrose, Reebok, Conran Restaurants
Nash Court                                 8,900       100.0           6.0 Smollensky's, Carluccio's
Car Parks                                      -           -          60.0
                                 --------------- ----------- -------------
Total                                  8,449,600        89.4       4,230.5
                                 --------------- ----------- -------------



As well as the rental income generated from the 20 completed properties, of
which 89.4% of NIA has been leased, the group generates income from managing the
entire Canary Wharf estate which, in addition to the completed properties in the
ownership of the group, includes five properties totalling 2.5 million sq ft
which are in other ownerships.



The properties of the group are under lease to high quality tenants which
provide a diversified income stream.  At 30 June 2003 the weighted average
unexpired lease term for the office portfolio (built and under construction) was
22.8 years (or 19.0 years assuming exercise of all outstanding break options and
those sub-let options which could be for the remaining term of the leases).  Of
the square footage under lease 76.2% does not expire or cannot be terminated by
tenants in more than ten years.



OPERATING AND FINANCIAL REVIEW (Continued)

In calculating the above, sub-lets for less than the remaining term of the
leases have been disregarded.  In the case of such sub-lets, space totalling
372,570 sq ft (or 3.0% of the total portfolio), is capable of being sub-let back
to the group for periods between 5 and 10 years at the end of which the space
reverts to the tenant to the end of the lease term.  Of this total, 218,370 sq
ft is for a maximum period of 5 years and 154,200 sq ft is for a maximum period
of 10 years.



A table summarising the sub-let options, both exercised and unexercised, is
included in Note 25 to the preliminary announcement.



During the year ended 30 June 2003 the group completed the construction of five
properties, all of which were retained as investment properties (5 Canada
Square, 16-19 Canada Square, 20 Canada Square, 20 Bank Street and 40 Bank
Street).


*    5 Canada Square is a 515,100 sq ft office building which has been leased to
     CSFB in its entirety.

*    20 Canada  Square is a 527,200 sq ft  building  of which  266,200 sq ft has
     been leased to The McGraw Hill Companies. This tenant had previously agreed
     to lease  313,200 sq ft but  exercised  an option on 3 January 2003 to omit
     one floor of 47,000 sq ft from the lease.

*    20 Bank Street is a 546,500 sq ft building  which has been leased by Morgan
     Stanley in its entirety.

*    40 Bank Street is a 607,400 sq ft building of which  211,300 sq ft has been
     leased to Allen & Overy and Skadden Arps Slate Meagher & Flom  ('Skadden').
     Allen & Overy has leased 78,300 sq ft and Skadden has leased  133,000 sq ft
     but,  subject  to certain  conditions,  has  options to sub-let  back up to
     58,500 sq ft to the group.  Skadden can choose to lease this space back for
     either 5 years or, at their sole choice, 71/2, 10 or 20 years. The exercise
     date for the Skadden  options was originally 28 February 2003 but this date
     was  extended  first to 31 May 2003,  then to 31 August 2003 and then to 28
     November  2003 to  allow  the  tenant  more  time to  determine  its  space
     requirements.

*    16-19 Canada Square is a 203,300 sq ft retail  building of which 100,000 sq
     ft has been let to  Waitrose,  92,000 sq ft has been  leased to  Sportsplex
     (Canary  Wharf)  Limited  ('Sportsplex',  the operator of the Reebok Sports
     Club),  2,300 sq ft to Robert  Dyas and 9,000 sq ft to Conran  Restaurants.
     Subsequent  to the year end,  in July  2003,  Sportsplex  was  placed  into
     administration  and the  administrator is currently  seeking an alternative
     operator.  In the  meantime,  the group has the  benefit of a £2.2  million
     guarantee  from  Reebok  International  Ltd,  one  of the  shareholders  in
     Sportsplex.  This  equates  approximately  to one year's  rent and  service
     charge.



There were five properties under construction at 30 June 2003 totalling 3.1
million sq ft net, of which 99% is covered by agreements for lease, subject to
the sub-let arrangements referred to in the table below.  Upon completion it is
intended that all of these properties will be held as investments.



OPERATING AND FINANCIAL REVIEW (Continued)



Properties under construction at 30 June 2003 comprised the following:



                                          Approx.            Expected

Property Address                       NIA (sq ft)      Completion Date      Status
------------------------------------  -------------   ---------------------- ----------------------------------------
  1 Churchill Place (BP1)             1,010,000             July 2004       Agreed to be leased to Barclays PLC       
                                                                            subject to option to sub-lease back any   
                                                                            space in excess of 650,000 sq ft (Note    
                                                                            25) and a call option over the adjacent   
                                                                            building BP2 (not exercisable if          
                                                                            sub-lease back operated)                  
  25-30 Bank Street (HQ2)             1,023,300         Base building       Agreed to be leased to Lehman Brothers    
                                                      works completed       for 30 years subject to option to         
                                                            July 2003       sub-lease back 100,800 sq ft for 5 years  
                                                                            and 102,000 sq ft for 10 years (Note 25)  
  10 Upper Bank Street (HQ5)          1,002,000            Completed        Agreed to be leased to Clifford Chance    
                                                         31 July 2003       LLP for 25 years subject to leaseback of  
                                                                            52,700 sq ft for 5 years and 52,200 sq ft 
                                                                            for 10 years                              
  Jubilee Place Mall (RT3)               89,900             Opened 18       100% pre-let or in solicitors' hands      
                                                        September 2003                                                 
  Churchill Place Retail Centre          24,400              July 2004       Unlet                                     
  (RT4)                                                                                                               
                                      ---------
                                      3,149,600
                                      =========



Subsequent to the year end, practical completion was achieved on 10 Upper Bank
Street (HQ5) and the Jubilee Place Mall (RT3).  Completion of base building
works was also achieved on 25-30 Bank Street (HQ2) in July 2003 and completion
of fit out is expected during the last quarter of 2003.



As well as the properties under construction referred to above, the group is
continuing substructure works on the remaining sites on Canary Wharf.  In
connection with this work,    buildings DS3 (650,000 sq ft) and BP2 (200,000 sq
ft) are being constructed up to street level.



Uncommitted development sites on the original Canary Wharf could accommodate a
total of 1.5 million sq ft.  In addition the development sites at North Quay and
Canary Riverside allow development of 2.1 million sq ft net based on existing
planning applications.  Applications have been made to modify and increase the
permitted density to 4.2 million sq ft, but construction of new buildings will
only commence as and when market conditions allow.



Valuations



The net assets of the group, as stated in its consolidated balance sheet as at
30 June 2003, were £1,519.4 million.  In arriving at this total:


(i)  properties  held as  investments  were carried at £4,182.8  million,  which
     represents the Market Value (' MV') of those properties of £4,230.5 million
     at that date as determined by the group's external  valuers,  FPDSavills or
     CB Richard Ellis,  less an adjustment  for lease  incentives as required by
     Urgent Issues Task Force Abstract 28 (Operating  Lease  Incentives)  ('UITF
     28') of £47.7 million.

(ii) properties under  construction  and properties held for  development,  were
     carried at £909.2  million and £223.8  million  respectively,  representing
     their cost to the group.



OPERATING AND FINANCIAL REVIEW (Continued)



The valuation of the investment portfolio includes those properties which were
completed during the year.  These properties were revalued resulting in a
revaluation surplus over their cost of £415.4 million.  For those properties
held throughout the year the carrying value reduced from £3,268.1 million at 30
June 2002 to £3,006.3 million at 30 June 2003, a reduction of £263.6 net of
additions and adjustments for UITF 28, or 8.1%, of which £87.5 million arose in
the six months to June 2003. The net revaluation surplus of £151.8 million has
been taken to the revaluation reserve and of this amount £139.8 million arose in
the six months to 30 June 2003.



As well as valuing the investment properties, FPDSavills or CB Richard Ellis
have valued all properties under construction, comprising those properties set
out in the table above.  The Market Value of properties under construction at 30
June 2003 was £1,336.0 million in comparison with a carrying value for accounts
purposes of £909.2 million.  In valuing the properties under construction, the
valuers have allowed for estimated costs to complete, including fit-out.  In
addition they have allowed for letting, marketing and financing costs.



As regards properties held for development, the valuers have provided a joint
opinion as at 30 June 2003 that the Market Value was £245.0 million in
comparison with a carrying value for accounts purposes of £223.8 million.  In
valuing the properties held for development, the valuers have allowed for
estimated costs to complete, including an allowance for fit-out.  In addition
they have allowed for letting, marketing and financing costs.  The Market Value
of £245.0 million represents a reduction of 43.8% excluding additions from that
at 30 June 2002, which reflects a reduction in assumed rental growth, a longer
development horizon and consequently a larger allowance for developer's profit.
Of the reduction in the year of £190.9 million, after additions, £56.2 million
arose in the six months to 30 June 2003.



After additions in the year to 30 June 2003, the valuation of the property
portfolio on the basis of Market Value reduced by £553.8 million to £5,811.5
million (8.7%).  Of the reduction in the year £126.2 million,  (2.1%), arose in
the six months to 30 June 2003.



There are a number of properties which are subject to sub-let options.  These
options, whether exercised or not, are taken into account in the valuations
summarised in the table above.



At the same time as providing their joint opinion of the Market Value of
properties under construction or held for development, the valuers were also
instructed to give their joint opinion of the present value of the Net
Realisable Value of such properties. Net Realisable Value is defined in SSAP 9
(Stocks and Long-term Contracts) as 'the actual or estimated selling price (net
of trade but before settlement discounts) less:  (a) all further costs to
completion; and (b) all costs to be incurred in marketing, selling and
distributing.'  This same definition of Net Realisable Value is reproduced in
UKPS 1.14 of the RICS 'Standards of Trading Stock'.  The Net Realisable Value of
the group's properties under construction and properties held for development
comprises an assessment of the total value to the group, arising from owning and
developing those properties, being the aggregate of:


(a)    the Market Value of the land;
(b)    developer's profit;
(c)    the effect on value of Enterprise Zone Allowances ('EZAs'); and
(d)    finance holding costs on the site value (and other minor items) arising 
       from the fact that the land is already in the ownership of the group.



OPERATING AND FINANCIAL REVIEW (Continued)



Thus, Net Realisable Value allows consideration to be given to the enhancement
in value to the group arising from (b), (c) and (d) which do not form part of
Market Value in the properties' existing state.



The approach adopted by the valuers in arriving at the present value of the Net
Realisable Value at 30 June 2003 is consistent with that adopted for the
previous year end.  In summary this involves the following six steps:


Step One -  Consider a phased  development  programme for the remaining  sites on
            the  estate,  taking  into  account  the  amount  of  space to be
            developed and the rate of take-up.

Step Two -  Estimate  the  completed  development  value,  with  growth,  of the
            buildings, excluding EZAs.

Step Three -Estimate the value enhancement resulting from EZAs.

Step Four - Estimate the cost of development, with inflation.

Step Five - Calculate the Net  Realisable  Value on completion of development by
            deducting the cost of the development, with inflation, from the
            total value with growth of the completed buildings.

Step Six -  Discount the Net Realisable Value at completion back to the date
            of assessment in  recognition  of the time cost of money,  in order to
            arrive at the present value of the Net  Realisable  Value.  At 30 June
            2003 the valuers adopted a discount rate of 6.15%,  which represents a
            notional  cost of  borrowing  equal to 2% above the 10 year gilt rate.
            This compares with a rate adopted at the previous year end of 7.15%.



On the basis outlined above the valuers' joint opinion of the present value of
the Net Realisable Value of the properties under construction at 30 June 2003
was £1,685.1 million.  Their joint opinion of the present value of the Net
Realisable Value of properties held for development at that date was £620.0
million in comparison with £903.8 million at 30 June 2002, a reduction of 34.7%
after additions.



After additions in the year to 30 June 2003, the valuation of the property
portfolio on the basis of the present value of Net Realisable Value reduced by
£1,014.2 million to £6,535.6 million or 13.4%.  Of the reduction in the year
£532.3 million or 7.5% arose in the six months to 30 June 2003.



OPERATING AND FINANCIAL REVIEW (Continued)



The carrying value of the group's properties for accounts purposes in comparison
with the supplementary valuations provided by the external valuers is summarised
in the table below:




                                    30 June 2003                                            30 June 2002
                -----------------------------------------------------   ------------------------------------------------
                                                           Present                                             Present

                                          Market             Value                            Market             Value

                                        Value in            of Net                          Value in            of Net

                      Carrying          Existing        Realisable        Carrying          Existing        Realisable

                         Value             State             Value           Value             State             Value
                 -------------   ---------------   ---------------   -------------   ---------------   ---------------
                            £m                £m                £m              £m                £m                £m

Investment         4,182.8 (1)       4,230.5 (2)       4,230.5 (3)     3,268.1 (1)       3,278.8 (2)       3,278.8 (3)
properties

Properties under         909.2       1,336.0 (2)           1,685.1           936.6        1,915.1 (2)          2,586.6
construction

Properties held
for
development              223.8             245.0         620.0 (4)           178.7             390.8         903.8 (4)
                 -------------   ---------------   ---------------   -------------   ---------------   ---------------
                                                                                             
Total                  5,315.8           5,811.5           6,535.6         4,383.4           5,584.7           6,769.2  
                               
                 =============   ===============   ===============   =============   ===============   ===============



Note:

(1)  The carrying value of investment properties represents Market Value less an
     adjustment  for UITF 28.  This  adjustment  has not been made to the Market
     Value in existing state or the Present Value of Net Realisable Value.

(2)  Stated at Market Value in existing state before adjustment for UITF 28. The
     UITF 28 adjustment  attributable  to investment  properties at 30 June 2003
     was £47.7 million (2002 - £10.7 million) and the adjustment attributable to
     properties  under   construction  which  reached  base  building  practical
     completion subsequent to the year end was £179.0 million (2002 - £Nil).

(3)  Investment  properties are stated at Market Value excluding  adjustment for
     UITF 28 and any potential value attributable to EZAs.

(4)  Interests in Heron Quays West included at Market Value of £15.0 million.



Taxation

Property development is carried out by the group's development companies each of
which is a trading company for tax purposes. The trading companies realise
development profits for tax purposes on the sale of each property either to a
group property investment company (which profit is eliminated in the
consolidated accounts) or to a third party.  This profit is broadly equivalent
to the difference between the market value of the property on the date of sale
and the cost to the group of constructing the building.  If the group property
development company does not  sell the property immediately on completion, until
it does so the property is treated as trading stock for the purposes of its own
accounts but will be shown as an investment property in the consolidated balance
sheet, unless it is intended to sell the property to a third party when it will
be shown as trading stock.



On the transfer of the completed properties to a group investment company, the
group becomes eligible to claim EZAs.  For properties held within the group, the
EZAs are available as a 100% initial allowance in the year the qualifying
expenditure is incurred by the investment company, or as a 25% writing down
allowance if claimed in subsequent accounting periods.  For group investment
companies purchasing properties directly from the group property development
companies, the expenditure which qualifies for EZAs is based on the property's
market value at the time of its transfer to the group property investment
company, less a disallowance for the value of land and other non-qualifying
expenditure.  EZAs can be claimed by the group, when required, to shelter
taxable profits arising including trading profits in the property development
companies on the transfer of completed buildings once the accumulated trading
losses have been fully utilised.  The group may claim any remaining available
EZAs to shelter future operating profits when necessary.



OPERATING AND FINANCIAL REVIEW (Continued)



In arriving at a market value of the properties in the consolidated balance
sheet, the value of all completed properties is included in Investment
Properties.  This market value, summarised in the table in the property
portfolio section of the Operating and Financial Review, ignores any potential
value attributable to EZAs. The group also instructed its valuers to assess the
market values of the properties inclusive of EZAs and has been advised that the
increase in the market value of the group's properties attributable to EZAs is
in the region of £525.0 million.  This increase represents the valuers'
assessment of the additional amount that a third party purchaser would pay for
the property recognising that a purchaser would pay more for a building that
attracts EZAs  compared to a building that does not.  However, this amount does
not reflect the value of the EZAs to the group for two reasons.



Firstly, a disposal of any property may trigger a clawback of any EZAs
previously claimed by the group which would generate a tax liability.  (A
deferred tax liability has been provided in respect of this and is disclosed in
Note 17).



Secondly, if the group were to utilise the EZAs available by way of internal
sales of properties, claims for EZAs would be made to shelter the group's
taxable profits and thereby mitigate the payment of corporation tax.  The cash
value of the EZAs to the group would then be by reference to the net present
value of the tax savings.   The claiming of EZAs will give rise to a deferred
tax liability and so result in no net tax benefit being recognised in the profit
and loss account.



In arriving at the market value inclusive of the value of EZAs, the group
provided the valuers with the quantum of EZAs which it expects to be available
on all properties that are completed and held on investment account for tax
purposes.  The Inland Revenue have not yet agreed the quantum of the allowances
in all instances as the EZA claims are still in the process of agreement in the
ordinary course of dealing with the group's corporation tax affairs.  For
completed and partly completed properties held on trading account for tax
purposes, the valuers made their own assessment of the quantum of EZAs which
would be available thereon after making an appropriate disallowance for the
value of land and other non-qualifying expenditure.



In the 2003 budget the Chancellor gave full stamp duty relief on properties in
defined "disadvantaged areas".  This relief covers all of the properties held by
the group, regardless of value, and consequently the allowance for purchaser's
costs in the valuations has been reduced from 5.75% to 1.75% to take account of
this relief.  This concession required approval from the European Commission as
State Aid and is to be reviewed in 2006.



OPERATING AND FINANCIAL REVIEW (Continued)



If the group were to dispose of its property portfolio at the Market Value
disclosed in this Operating and Financial Review, (which excludes any value
attributable to EZAs), a tax liability of £258.1 million would arise after
taking account of available losses and provisions.  This amount includes tax on
trading profits and capital gains that would arise on sale of properties under
construction and properties held for development, including land interests. It
does not reflect any amount in relation to capital allowance balancing charges.
The maximum reversal of allowances would be £292.1 million.  Deferred tax has
been properly provided in respect of this liability and is a component of the
£85.4 million deferred tax in respect of accelerated capital allowances shown in
Note 17 to the preliminary announcement. The potential tax liability comprises
corporation tax on chargeable gains of £45.5 million and corporation tax on
development surpluses of £212.6 million.  Capital losses have reduced the
corporation tax on chargeable gains by £172.8 million and revenue losses have
reduced tax on development surpluses by £207.7 million.  In line with FRS 19,
the benefit of these losses has not been recognised through the creation of a
deferred tax asset in the balance sheet.



The total potential tax liability of £258.1 million differs from that in Note 17
because that note relates solely to buildings that are treated as investment
properties for consolidated accounts purposes which have been recognised in the
balance sheet at their Market Value.



Operating results

In the following review of operating results, references to 2003 and 2002 should
be read as references to the years ended 30 June 2003 and 30 June 2002
respectively.



The group's turnover is generated primarily by the rents and service charges
earned from its property interests at Canary Wharf.  Turnover increased from
£206.8 million in 2002 to £250.3 million in 2003, an increase of £43.5 million
or 21.0%.  The impact of UITF 28 was to increase rental income by £15.8 million
in 2003 (2002 - £15.5 million).  Excluding the impact of UITF 28, rental income
increased from £149.1 million to £182.6 million, an increase of 22.5%.  This was
primarily attributable to the expiry of rent free or rent reduced periods and
the commencement of rent on recently completed properties.   Service charge
income increased from £32.8 million to £38.0 million, an increase of £5.2
million or 15.9%, due primarily to the increased  level  of  occupancy  on  the
estate.   Miscellaneous income, comprising ground rents, insurance recoveries
and tenant service income increased from £9.4 million to £13.9 million,
reflecting the provision of tenant specific services (outside of the standard
service charge) on the estate and the recovery of the increased cost of
insurance cover.



Lease incentives include rent-free periods and other incentives given to lessees
on entering into lease arrangements.  Under UITF 28, the aggregate cost of lease
incentives is recognised as an adjustment to rental income, allocated evenly
over the lease term or the term to the first market rent review if earlier.  The
cost of other lease incentives is included within prepayments and spread on a
straight line basis over a similar period.  Accordingly the external valuation
of investment properties is reduced for these incentives.


OPERATING AND FINANCIAL REVIEW (Continued)



The effects of UITF 28 are summarised below:


                                                                       Year ended                    Year ended

                                                                     30 June 2003                  30 June 2002

                                                                               £m                            £m
                                                              -------------------         ---------------------

Profit and loss account:
Increase in rental income                                                    15.8                          15.5

                                                               ==================         =====================

                                                                       At 30 June                    At 30 June

                                                                             2003                          2002

                                                                               £m                            £m
                                                              -------------------         ---------------------

Balance sheet:
Decrease in investment properties (net of
amortisation in the year of £7.7 million)                                  (47.7)                        (10.7)
Increase in prepayments and accrued income                                  265.7                          26.2
Increase in provisions                                                    (150.8)                             -
Increase in accruals                                                       (28.2)                             -

                                                               ==================         =====================



Rents payable and property management costs increased from £39.2 million to
£50.4 million, an increase of £11.2 million or 28.6%, due primarily to the
increase in occupancy on the estate and the increased insurance costs.  After
allowing for service charge and other recoveries included within turnover, there
was a full service charge recovery for the year ended 30 June 2003.



Gross profits increased from £167.6 million in 2002 to £199.9 million in 2003,
an increase of £32.3 million or 19.3% over the previous year, attributable to
the increase in rental income.



Administrative expenses for 2003 were £36.4 million excluding pre-operating
profit exceptional items in comparison with £38.1 million for the previous year.
During the year, a charge of £2.8 million was also incurred in writing down
the carrying value of the group's investment in own shares which has been
treated as a pre-operating profit exceptional item.



The directors estimate that administrative expenses of £26.9 million (or
approximately 74% of the total for 2003) were attributable to the group's
corporate and property investment activities.  For the previous year
administrative expenses attributable to these activities were estimated at £23.2
million, or 61% of the total.



The remainder of the administrative expenses are attributable to unallocated
overheads associated with the group's development programme which are expensed
to the profit and loss account (as opposed to costs directly attributable to and
capitalised as part of the cost of construction of particular buildings).  For
2003 such unallocated development overheads totalled £9.5 million representing
approximately 26% of administrative expenses.  For the previous year development
overheads totalled £14.9 million or 39% of the total.  The reduction in
development overheads over the previous year is largely attributable to letting
costs. The current year included letting costs of £0.1 million whereas for the
previous year such costs totalled £5.3 million.  The directors consider that
these development overheads will in due course reduce to an insignificant level
upon completion of the development programme.


OPERATING AND FINANCIAL REVIEW (Continued)



For 2003 operating profit was £162.4 million, in comparison with a profit of
£299.7 million for 2002.  Included within the total for 2002 was a net profit of
£169.5 million on the disposal of 8 Canada Square which was sold under the terms
of an agreement with HSBC entered into in October 1998.  Before exceptional
items the operating profit for the year of £165.2 million compares with £130.2
million for the previous year, an increase of £35.0 million or 26.9%.  The
improvement in underlying profit earned by the group is primarily attributable
to the increase in turnover.



Net interest payable increased from £107.6 million in 2002 to £178.5 million in
2003.  The increase in net interest payable was attributable to the
securitisations completed in February 2002 and October 2002, a refinancing of 20
Canada Square in March 2003 and the group's return of capital programme.  The
long term financing of the ten properties which were added to the group's
securitisation vehicles ahead of completion enabled the return of capital
programme to be accelerated whilst also providing funding for the completion of
these properties.



The loss on ordinary activities after interest for the year was £13.2 million,
in comparison with a profit of £203.1 million for 2002.  The profit for 2002
included the net profit on the sale of 8 Canada Square of £169.5 million and
deferred consideration on disposal of certain subsidiary undertakings in 1996 of
£13.4 million, partially offset by costs associated with the group's
restructuring.   The result for the current year included a further £2.9 million
of deferred consideration on disposal of the subsidiary undertakings in 1996 and
a charge of £2.8 million incurred in writing down the carrying value of the
group's investment in own shares.  Excluding these exceptional items the loss on
ordinary activities before tax for the year of £13.3 million compares with a
profit of £22.6 million for the previous year, a decrease of £35.9 million as a
result of higher interest payable.



The loss on ordinary activities before tax for the six months to 30 June 2003
was £18.2 million.  This compares with a profit of £5.0 million for the six
months to 31 December 2002.  Operating profit excluding exceptional items
increased in the second half of the year from £81.2 million to £84.0 million,
but this was offset by a higher net interest charge.



For 2003 and 2002 taxation was entirely attributable to deferred tax following
the adoption of FRS 19.  This accounting standard has no effect on cashflow.
Moreover, the directors believe it does not reflect the actual tax which may
become payable in the future absent any property disposals.



The loss on ordinary activities after tax for the year ended 30 June 2003 was
£9.5 million in comparison with a profit of £193.0 million for the previous
year, a reduction of £202.5 million, of which £180.4 million was attributable to
the exceptional items referred to above.



On 22 October 2002 the directors declared a special dividend of 64.27p per share
totalling £372.8 million, which was paid on 29 November 2002 as part of the
ongoing return of capital programme.



OPERATING AND FINANCIAL REVIEW (Continued)



Balance Sheet

On the basis of the group's statutory balance sheet, which does not reflect any
revaluation of properties under construction or held for development, net asset
value reduced by £340.9 million from £1,860.3 million at 30 June 2002 to
£1,519.4 million at 30 June 2003. The reduction in net asset value was largely
attributable to the loss of £9.5 million and return of capital during the year,
comprising the special dividend of £372.8 million and share buy-backs of £108.1
million.  This was partially offset by a revaluation surplus of £151.8 million.



Net asset value per share at 30 June 2003 was £2.60 in comparison with £2.38 at
31 December 2002, the increase of £0.22 per share being attributable to the
surplus on revaluation of completed investment properties at 30 June 2003 of
£139.8 million, equivalent to £0.24 per share.  At 30 June 2002 net asset value
per share was £3.06.  The reduction of £0.46 per share which arose in the year
was attributable to the loss for the year of £9.5 million and the special
dividend of £372.8 million.  This was partially offset by the revaluation
surplus in the year of £151.8 million and the reduction in the number of shares
from 608 million to 585 million which served to offset the impact of share
buy-backs in the year.



Allowing for the revaluation of properties under construction or held for
development to Market Value or the present value of Net Realisable Value
summarised above, net asset value per share at 30 June 2003 was as set out in
the table below:






                                                  Market Value                           Net Realisable Value
                                     --------------------------------------     ------------------------------------


                                                    At                   At                 At                   At

                                               30 June              30 June            30 June              30 June

                                                  2003                 2002               2003                 2002
                                      ----------------     ----------------     --------------     ----------------
                                                    £m                   £m                 £m                   £m
Net assets per statutory balance
sheet                                          1,519.4              1,860.3            1,519.4              1,860.3
Revaluation of property portfolio:
Properties under construction                426.8 (1)            978.5 (1)          775.9 (1)          1,650.0 (1)
Properties held for development                   21.2                212.1              396.2                725.1
                                      ----------------     ----------------     --------------     ----------------
                                               1,967.4              3,050.9            2,691.5              4,235.4
Add: Discounted deferred tax
provision                                         47.9                 51.6               47.9                 51.6
                                      ----------------     ----------------     --------------     ----------------
Adjusted net assets                            2,015.3              3,102.5            2,739.4              4,287.0
                                      ================     ================     ==============     ================
Adjusted net assets per share (2)                £3.44                £5.10              £4.68                £7.05
Fully diluted adjusted net assets
per share  (3)                                   £3.44                £5.01              £4.58                £6.83
                                                 



Notes:
(1)  Stated at  Market  Value in  existing  state  and Net  Realisable  Value in
     existing state excluding adjustment for UITF 28 on properties which reached
     base  building  practical  completion  subsequent to the year end of £179.0
     million (30 June 2002 - £Nil).

(2)  Adjusted  net  assets per share has been  calculated  by  reference  to the
     closing number of shares of 585.0 million (30 June 2002 - 608.3 million).

(3)  The fully diluted net assets per share calculation  increases  adjusted net
     assets by £176.9 million (30 June 2002 - £169.2  million) and the number of
     shares by 52.2 million (30 June 2002 - 44.6 million) reflecting the assumed
     exercise of all outstanding share options and warrants.



OPERATING AND FINANCIAL REVIEW (Continued)



The reduction in adjusted net assets per share on a Market Value basis from
£5.10 at 30 June 2002 to £3.44 at 30 June 2003 is partly attributable to the
special dividend of £372.8 million, equivalent to 64.27p per share.  In
addition, the reduction in value of the property portfolio on a Market Value
basis, excluding additions, was £553.8 million or £0.95 per share based on the
closing number of shares.  At 31 December 2002 net assets per share on the
Market Value basis were £3.70 and the reduction of £0.26 per share to 30 June
2003 was primarily attributable to a reduction in the Market Value of the
portfolio of £126.2 million or £0.22 per share.



The reduction in adjusted net assets per share on a Net Realisable Value basis
from £7.05 at 30 June 2002 to £4.68 at 30 June 2003 is also partly attributable
to the special dividend.  The reduction in the value of the property portfolio
on a Net Realisable Value basis, after excluding additions, was £1,014.2 million
or £1.73 per share based on the closing number of shares.



In arriving at adjusted net asset value per share, the provision recognised in
accordance with FRS 19 has been added back.  FRS 19 requires, inter alia,
provision for deferred tax on capital allowances claimed notwithstanding that no
tax would become payable in respect of the profits which would be realised
unless the related properties were disposed of.  In contrast no provision is
required for the tax which would become payable if the group were to dispose of
its properties at their revalued amount.  This inconsistency in the standard has
therefore been reversed in calculating the adjusted net asset value per share.



Borrowings

In October 2002 a further tap issue on the June 2000 (second) securitisation was
completed, involving the issue of £510 million of AAA and AA rated notes.  The
proceeds were used to fund a special dividend totalling £372.8 million (see Note
7) and in addition £39.8 million was set aside in certain reserves required to
fund the completion of the three additional properties included in the tap
issue.  The combined pool of notes for the second securitisation is now £3,117.0
million of which £3,027.0 million  (97%) is rated AAA or AA.  The balance of £90
million, rated A or BBB, has been repurchased by the group but will be available
for resale following completion of the buildings on Heron Quays.



During the year ended 30 June 2003, the group reduced the amount available for
drawdown under its main construction loan facility from £1 billion to £750
million.  At 30 June 2003 £76.8 million of a £407 million commitment had been
drawn down as funding for construction of 1 Churchill Place leaving a further
£343 million available to fund future construction in the event of a pre-let.
During the year, £48.1 million was drawn down under a separate £125 million loan
facility used to fund construction of 20 Canada Square, bringing the total drawn
down on this facility to £82.3 million.  In March 2003, upon completion of the
building, a group company entered into a £225 million loan secured against 20
Canada Square, the proceeds of which were used in part to repay the balance on
the construction loan Note 16 (9).  Interest on the new loan is charged at LIBOR
plus 1.125%.  The loan has been fully hedged at 6.056% and is repayable in
instalments from April 2008 with a financial maturity in January 2025.



OPERATING AND FINANCIAL REVIEW (Continued)



In December 2002, the group entered into a facility to borrow up to £605 million
secured against 1 Churchill Place, a property that is currently under
construction.  The facility may be drawn down when the property has reached
practical completion, which is expected in July 2004, and the related
construction facility has been repaid.  The amount which may be drawn is
dependent on the amortisation period chosen.  A minimum of £529 million may be
drawn on the basis of paying interest only for the first ten years of the
facility whereas drawings can be increased to £605 million on a fully amortising
basis.  The loan is currently hedged to reflect the £529 million minimum drawing
resulting in a hedged interest rate of 5.82% and a final maturity in July 2034.
If a shorter amortisation period is chosen, the increased borrowings will
require additional hedging.



Also in December 2002 the group entered into a facility to borrow £85.0 million
which was drawn down in January 2003 to fund the redemption of the D Notes (BBB
rated) of the December 1997 securitisation.  The term of the facility is 18
months from first drawing and the loan carries an interest charge of LIBOR +
2.1%.  The group has entered into an interest rate collar arrangement which
serves to cap the portion linked to LIBOR to 5.5%.  The floor is set at 3.39%.



An analysis of net debt is given below.  The increase in gross borrowings from
£3,950.0 million to £4,710.0 million reflects the £510 million October 2002 tap
issue of the second securitisation, and drawings under the £750 million
construction loan facility, the drawdown of the £225 million loan facility
secured against 20 Canada Square, offset by the repayment of the £125 million
construction loan facility.  The increase in gross borrowings was accompanied by
a reduction in cash and term deposits from £1,327.2 million to £1,029.1 million.



At 30 June 2003 the group's weighted average cost of debt was 6.0% (2002 -
6.3%).



The group expects initially to fund its future construction activities either
from existing resources or from its construction facility.



At 30 June 2003 net debt (after allowing for cash in hand and cash collateral)
stood at £3,680.9 million, up from £2,622.8 million at the previous year end,
comprising:


                                                                             At 30 June              At 30 June

                                                                                   2003                    2002
                                                                      -----------------        ----------------
                                                                                     £m                      £m
Securitised debt                                                                3,741.4                 3,317.9
Loans                                                                             385.6                    55.1
Finance lease obligations                                                         583.0                   577.0
                                                                      -----------------        ----------------
Total borrowings                                                                4,710.0                 3,950.0
Less: cash collateral for borrowings                                            (751.1)                 (899.8)
Less: other cash collateral excluding prepayments                                 (1.2)                   (5.9)
                                                                      -----------------        ----------------
                                                                                3,957.7                 3,044.3
Less: cash deposits                                                             (276.8)                 (421.5)
                                                                      -----------------        ----------------
Net debt                                                                        3,680.9                 2,622.8
                                                                      =================        ================



The increase in net debt of £1,058.1 million was primarily attributable to
development costs totalling £503.4 million (including land acquisitions), the
special dividend of £372.8 million and share buy-backs of £108.1 million.



OPERATING AND FINANCIAL REVIEW (Continued)



Cashflow

Net cashflow from operating activities increased from £81.2 million in 2002 to
£189.4 million in 2003, an increase of £108.2 million, driven primarily by the
increase in rental income and movements in working capital.



Capital expenditure reduced from £987.2 million in 2002 to £503.7 million in
2003.  Expenditure in 2003 included development expenditure of £454.1 million
and payment for land and density purchases of £49.3 million whilst expenditure
in 2002 included development expenditure of £957.2 million and land and density
payments of £28.0 million.



Financing cashflows reduced from £902.5 million in 2002 to £644.7 million in
2003, a reduction of £257.8 million.  In 2003, financing cashflows reflected the
£510 million tap of the group's second securitisation, the £225 million
refinancing of 20 Canada Square and construction loan drawings.  This was
partially offset by repayment of the construction loan facility on 20 Canada
Square and share buy-backs of £108.1 million.  In 2002, financing cashflows
reflected the second tap of the group's second securitisation of £1,340.1
million.  This was partially offset by repayments under the group's construction
loan facilities of £382.8 million and share buy-backs of £392.4 million.  The
increase in borrowings has also impacted the net cash expended on debt service
which rose from £173.6 million in 2002 to £258.6 million in 2003.



Segmental reporting

The financial statements incorporate disclosure concerning the results and net
assets of two segments.  The properties in each segment comprise:


Canary I - Those properties in the group's  ownership within the original Canary
           Wharf estate identified at the time of the group's flotation, 
           including the benefit of the  agreement  with  British  Waterways  
           Board  concerning  the removal of the density cap. The status of 
           these  properties at 30 June 2003 was as follows:




                                                                            Net Internal Area

                                                                                      million

                                                                                        sq ft                 %
                                                                      -----------------------      ------------

Completed and let (subject to options)                                                    7.6              58.0
Completed and available to let                                                            0.9               6.9
Under construction and pre-let (subject to options)                                       3.0              22.9
Under construction and available to let                                                   0.1               0.8
Uncommitted development sites                                                             1.5              11.4
                                                                      -----------------------      ------------
Total owned by group                                                                     13.1             100.0
Owned by third parties                                                                    2.5      ============
                                                                      -----------------------
Canary Wharf estate following removal of density cap                                     15.6
                                                                      =======================



OPERATING AND FINANCIAL REVIEW (Continued)


Canary II - Those  properties  outside of the original  estate which, at 30 June
            2003,  and subject to obtaining  planning  consent to increase the
            approved density, comprised:




                                                                                       Net Internal Area

                                                                                                 million

                                                                                                   sq ft
                                                                                 -----------------------
Uncommitted (based on existing planning permission):
North Quay                                                                                           1.4
Riverside South                                                                                      0.7
                                                                                 -----------------------
                                                                                                     2.1
Applications for increased planning density                                                          2.1
                                                                                 -----------------------
Potential future development (assuming successful
application to increase planning density)                                                            4.2
                                                                                 =======================



The total excludes interests in land at Heron Quays West which as a site is in
the process of being assembled.



Taking the valuations set out earlier in this section, the net asset value
attributable to each segment at 30 June 2003 was as follows:


                                             Canary I                                                  Canary II
                    ----------------------------------------------------------   ---------------------------------------
                                    Book                                              Book
                                    Value                MV               NRV         Value            MV           NRV 
                                       £m                £m                £m            £m            £m            £m
                          ---------------    ---------------    -------------    ----------    ----------   ------------

Investment properties          4,182.8(1)        4,230.5 (2)       4,230.5(3)             -             -              -
Properties under                    909.2        1,336.0 (2)          1,685.1             -             -              -
construction
Properties held for                  72.0              105.0            325.0         151.8         140.0      295.0 (4)
development
                          ---------------    ---------------    -------------    ----------    ----------   ------------
                                  5,164.0            5,671.5          6,240.6         151.8         140.0          295.0
Other net liabilities
prior to funding                  (114.5)            (162.2)          (162.2)         (1.0)         (1.0)          (1.0)
                                  
                          ---------------    ---------------    -------------    ----------    ----------   ------------
Net assets prior to               5,049.5            5,509.3          6,078.4         150.8         139.0          294.0
funding
Net debt (external)             (3,680.9)          (3,680.9)        (3,680.9)             -             -              -
Intragroup funding                  150.8              150.8            150.8       (150.8)       (150.8)        (150.8)
                          ---------------    ---------------    -------------    ----------    ----------   ------------
Net assets/(liabilities)          1,519.4            1,979.2          2,548.3             -        (11.8)          143.2
                          ===============    ===============    =============    ==========    ==========   ============



Notes

(1)  The  carrying  value of  investment  properties  is  Market  Value  less an
     adjustment  for UITF 28.  This  adjustment  has not been made to the Market
     Value and Present Value of Net Realisable Value in the above table.

(2)  Stated at Market Value in Existing State before adjustment for UITF 28. The
     UITF 28 adjustment  attributable  to investment  properties at 30 June 2003
     was £47.7 million (2002 - £10.7 million) and the adjustment attributable to
     properties  under   construction  which  reached  base  building  practical
     completion subsequent to the year end was £179.0 million (2002 - £Nil).

(3)  Investment  properties  are  stated  at Market  Value  which  excludes  any
     adjustment for UITF 28 and potential value attributable to EZAs.

(4)  Interests in Heron Quays West included at Market Value of £15.0 million.



The segmental analysis of the group's profit and loss account and balance sheet
prior to revaluation of properties under construction and held for development
for 2003 is set out in Note 2.



For 2003, Canary I recorded a loss before tax of £8.7 million (2002  -  profit
of £207.7 million) including exceptional items giving rise to a net gain of
£0.1 million (2002  -  gain of £180.5 million).



OPERATING AND FINANCIAL REVIEW (Continued)



Canary II recorded a loss before tax of £4.5 million for 2003 (2002  -  £4.6
million), attributable entirely to administrative expenses associated with
working up proposals for its development sites. The directors estimate that of
the total development overheads of £9.5 million for 2003 (2002  -  £14.9
million) £5.0 million was attributable to Canary I (2002  -  £10.3 million) and
the remaining £4.5 million was attributable to Canary II (2002  -  £4.6
million).  The directors consider that development overheads attributable to
Canary I will in due course reduce to an insignificant level upon completion of
its development programme.



Throughout 2002 and 2003 Canary II was funded by way of an interest free
inter-company loan.



CANARY WHARF GROUP PLC

CONSOLIDATED PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 30 JUNE 2003


                                                                             Year ended               Year ended
                                                                                30 June                  30 June
                                                         Notes                     2003                     2002
                                                    ----------       ------------------       ------------------
                                                                                     £m                       £m
Turnover - rents and service charges                         2                    250.3                    206.8
Cost of sales
rents and property management costs                                              (50.4)                   (39.2)
                                                                     ------------------       ------------------

GROSS PROFIT                                                                      199.9                    167.6

Administrative expenses
-   before exceptional item                                                      (36.4)                   (38.1)
-   exceptional item: amortisation of investment
in own shares                                               12                    (2.8)                        -
                                                            
                                                                     ------------------       ------------------
                                                                                 (39.2)                   (38.1)
Other operating income
-   before exceptional item                                                         1.7                      0.7
-   exceptional item: net profit on sale of                                           
completed property                                          10                        -                    169.5
                                                                     ------------------       ------------------

OPERATING PROFIT                                             3                    162.4                    299.7

Exceptional items:
-   deferred consideration on disposal of
subsidiary undertaking                                      12                      2.9                     13.4
-   costs of group restructuring                             1                        -                    (2.4)
Interest receivable                                          4                     45.0                     48.8
Interest payable                                             5                  (223.5)                  (156.4)
                                                                     ------------------       ------------------

(LOSS)/PROFIT ON ORDINARY ACTIVITIES BEFORE TAX                                  (13.2)                    203.1

Tax on (loss)/profit on ordinary activities                  6                      3.7                   (10.1)
                                                                     ------------------       ------------------

(LOSS)/PROFIT ON ORDINARY ACTIVITIES AFTER TAX              19                    (9.5)                    193.0

Dividend                                                     7                  (372.8)                        -
                                                                     ------------------       ------------------

TRANSFERRED TO RESERVES                                     19                  (382.3)                    193.0
                                                                     ==================       ==================


Basic earnings per share                                     9                   (1.6)p                    30.0p
Diluted earnings per share                                   9                   (1.6)p                    29.7p

Before exceptional items:
   Basic earnings per share                                  9                   (1.6)p                     1.9p
   Diluted earnings per share                                9                   (1.6)p                     1.9p




The above results relate to the continuing activities of the group.



CANARY WHARF GROUP PLC

CONSOLIDATED STATEMENT OF TOTAL RECOGNISED GAINS AND LOSSES FOR THE YEAR ENDED
30 JUNE 2003


                                                                               Year ended             Year ended

                                                                                  30 June                30 June

                                                             Notes                   2003                   2002
                                                          --------       ----------------        ---------------
                                                                                       £m                     £m

(Loss)/profit for the financial year                                                (9.5)                  193.0

Unrealised surplus on revaluation of investment
properties                                                      10                  151.8                  458.4
                                                                
                                                                         ----------------        ---------------
TOTAL RECOGNISED GAINS AND LOSSES RELATING TO THE YEAR                              142.3                  651.4
                                                                         ================        ===============



CANARY WHARF GROUP PLC

CONSOLIDATED BALANCE SHEET AT 30 JUNE 2003


                                                                                30 June                 30 June

                                                             Notes                 2003                    2002
                                                         ---------      ---------------      ------------------
                                                                                     £m                      £m
FIXED ASSETS
Investment properties                                           10              4,182.8                 3,268.1
Properties under construction                                   10                909.2                   936.6
Properties held for development                                 10                223.8                   178.7
Other tangible fixed assets                                     11                  5.1                     8.1
Investments                                                     12                 12.8                    24.0
                                                                        ---------------      ------------------
                                                                                5,333.7                 4,415.5
                                                                        ---------------      ------------------
CURRENT ASSETS
Debtors: due in more than one year                              13                265.7                    26.2
Debtors: due within one year                                    13                141.4                   355.2
Cash at bank and in hand                                        14              1,029.1                 1,327.2
                                                                        ---------------      ------------------
                                                                                1,436.2                 1,708.6
CREDITORS: Amounts falling due within one year                  15              (427.7)                 (341.7)         
                                                                                        
                                                                        ---------------      ------------------
NET CURRENT ASSETS                                                              1,008.5                 1,366.9
                                                                        ---------------      ------------------

TOTAL ASSETS LESS CURRENT LIABILITIES                                           6,342.2                 5,782.4

CREDITORS: Amounts falling due after more than one year         16            (4,624.1)               (3,870.5)
                                                                                                    
Provisions for liabilities and charges                          17              (198.7)                  (51.6)
                                                                        ---------------      ------------------

NET ASSETS                                                                      1,519.4                 1,860.3
                                                                        ===============       =================

CAPITAL AND RESERVES
Called up share capital                                         18                  5.9                     6.1
Reserves:
-   Share premium                                               19                  4.1                     2.6
-   Revaluation reserve                                         19              1,665.7                 1,513.9
-   Capital redemption reserve                                  19                  0.7                     0.4
-   Special reserve                                             19                264.8                   637.6
-   Profit and loss account                                     19              (421.8)                 (300.3)
                                                                        ---------------      ------------------
SHAREHOLDERS' FUNDS - EQUITY                                    20              1,519.4                 1,860.3
                                                                        ===============       =================



CANARY WHARF GROUP PLC
CONSOLIDATED CASH FLOW STATEMENT FOR THE YEAR ENDED 30 JUNE 2003


                                                                             Year ended               Year ended

                                                          Notes                 30 June                  30 June

                                                                                   2003                     2002
                                                       --------       -----------------       ------------------
                                                                                     £m                       £m
NET CASH INFLOW FROM
OPERATING ACTIVITIES                                         22                   189.4                     81.2
                                                                       ----------------       ------------------

Returns on investments and servicing of finance              23                 (258.6)                  (173.6)
                                                                                                       
Capital expenditure and financial investment                 23                 (500.8)                  (941.3)
Equity dividend paid                                                            (372.8)                        -
                                                                       ----------------       ------------------
                                                                              (1,132.2)                (1,114.9)
                                                                       ----------------       ------------------
Cash outflow before management of liquid resources
and financing                                                                   (942.8)                (1,033.7)
                                                                                

Management of liquid resources                               23                   153.4                  (150.3)
Financing                                                    23                   644.7                    902.5
                                                                       ----------------       ------------------
DECREASE IN CASH IN THE YEAR                                 24                 (144.7)                  (281.5)
                                                                       ================       ==================



The above cash flows relate to the continuing activities of the group.




                      This information is provided by RNS
            The company news service from the London Stock Exchange
MORE TO FOLLOW
FR LAMTTMMBTMRJ
For more information and to contact AFX: www.afxnews.com and
www.afxpress.com


 
Copyright © Hemscott Group Limited Disclaimer