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Canary Wharf Group - Preliminary Results-Part 3

RNS Number:2240R
Canary Wharf Group PLC
20 September 2000



Part 3


13   FINANCIAL ASSETS

The group's financial assets comprise short term trade debtors
(Note  12) and sterling cash deposits.  Sterling cash deposits
totalled  £1,020.6 million at 30 June 2000  (30  June  1999  -
£1,016.9 million), comprising deposits placed on money  market
at  call  and term rates.  Total cash deposits include  £574.8
million  (30 June 1999 - £405.9 million) held by third parties
as  cash  collateral  for  the  group's  borrowings,  deposits
arising from prepayments in respect of buildings contracted to
be  sold of £207.0 million (30 June 1999 - £320.2 million) and
a  further £2.3 million (30 June 1999 - £18.0 million) charged
to third parties as security for the group's obligations.

The  weighted average rate of interest on fixed rate  deposits
at 30 June 2000 was 6.7% (30 June 1999 - 6.5%).

14   CREDITORS:  AMOUNTS FALLING DUE WITHIN ONE YEAR

                                          30 June     30 June  
                                             2000        1999
                                          -------     -------  
                                               £m          £m  
Bank loans (Note 15)                         17.9       107.2  
Trade creditors                              31.4        26.0  
Taxation and Social Security costs            0.9         0.7  
Other creditors                               0.6         0.9  
Accruals                                    113.6       120.5  
Deferred income                              20.6       133.9  
                                          -------     -------  
                                            185.0       389.2  
                                          =======     =======  

At 30 June 2000 deferred income included £Nil (30 June 1999  -
£127.0  million) in connection with agreements for  the  sale,
upon  completion,  of buildings under construction  at  Canary
Wharf.  The income deferred was recognised upon completion  of
construction of the relevant buildings during the year.

At  30 June 2000 accruals included £50.2 million (30 June 1999
-   £50.2   million)  in  respect  of  the  group's  remaining
contribution  to  the  Jubilee Line Extension,  payable  on  1
November 2000.

In accordance with the arrangements agreed for the acquisition
of  the  CWHL  group in December 1995, elements  of  the  CWHL
group's   then  existing  indebtedness  were  prepaid   early.
Further amounts were payable to the vendors (the selling  bank
group)  from  funds  set aside for this purpose  once  certain
conditions  had  been satisfied and at  30  June  1999   £17.8
million  was accrued in this regard, shown as due  within  one
year.  During the year ended 30 June 2000 £15.5 million of the
accrual  was  released  in connection with  deferred  payments
which were made to the vendors and the balance of £2.3 million
was released to the profit and loss account.


15   CREDITORS:  AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

Creditors due after more than one year comprise:

                                           30 June     30 June 
                                              2000        1999
                                           -------     ------- 
                                                £m          £m 
Securitised debt                             923.9       543.7 
Term loan                                        -        49.5 
Finance lease obligations                    675.1       471.8 
Deferred income                              424.6       405.4 
                                           -------     ------- 
                                           2,023.6     1,470.4 
                                           =======     ======= 


At  30  June 2000 deferred income of £424.6 million  (30  June
1999  -  £405.4  million)  was  held  in  connection  with  an
agreement  for  the  sale,  upon  completion,  of  a  building
presently  under  construction at Canary  Wharf.   The  income
deferred will be recognised upon completion of construction.

The amounts at which borrowings are stated comprise:
                                                          Finance         
                   Securitised  Construction    Term        lease         
                          debt         Loans    Loan  obligations    Total
                            £m            £m      £m           £m       £m
                    ----------    ----------   -----   ----------  -------
At 30 June 1999          555.9          94.4    50.1        471.8  1,172.2
Drawn down in                                                             
 year                    385.0          24.2       -        197.5    606.7
Deferred financing                                                        
 expenses                 (4.8)          0.3       -          0.2     (4.3)
Accrued finance                                                           
 charges                   5.7           2.3    (0.1)         5.6     13.5
Repaid in year               -        (121.2)  (50.0)           -   (171.2)
                    ----------    ----------   -----    ---------- -------
At 30 June 2000          941.8             -       -         675.1 1,616.9
                    ==========    ==========   =====    ========== =======
Payable within                                                                
 one year or on                                                               
 demand                   17.9             -       -            -     17.9
Payable in more                                                           
 than one year           923.9             -       -        675.1  1,599.0
                    ----------    ----------   -----   ----------  -------
                         941.8             -       -        675.1  1,616.9
                    ==========    ==========   =====   ==========  =======

(1)   In June 2000 a group company, CWFII, issued £975 million
of first mortgage debentures.  The notes comprised:
         
(a)  £475 million term notes
         
The  term  notes  consist  of five  tranches,  two  of  which,
totalling £90 million were immediately purchased and are  held
by a group company.  The principal terms of the tranches are:
         
       Tranche         £m    Interest                     Repayment
       -------    -------     -------                       -------
       Issued:                                                     
            A1        240      6.455%    By instalment 2009 to 2033
            A2         60    Floating    By instalment 2003 to 2012
             B         85      6.800%    By instalment 2005 to 2033
                  -------                                          
                      385                                          
  Re-acquired:                                                     
             C         45      6.966%    By instalment 2011 to 2033
             D         45    Floating    By instalment 2011 to 2033
                  -------                                          
                      475                                          
                  =======                                          
         
The  notes  are secured on certain property interests  of  the
CWHL group and the rental income stream therefrom.

The class A2 notes were issued in a principal amount of EUR100m,
with interest payable at three month EURIBOR plus a margin  of
0.3%.   The  A2  notes are fully hedged via a  currency  swap,
whereby  all  principal and interest liabilities  are  swapped
into  sterling providing an initial principal of  £60  million
and interest payable fixed at 6.995%.  Interest on the D notes
is  payable  at a rate of three month LIBOR plus a  margin  of
1.75% until July 2005, and thereafter 4.375%.  The D notes are
fully  hedged using an interest rate collar, with a cap of  9%
and a floor of 5%.

The  weighted average maturity of the debentures  at  30  June
2000  was 18.2 years.  The debentures may be redeemed  at  the
option  of the issuer in an aggregate amount of not less  than
£1  million  (except class A2 which may not be  less  than EUR1
million) on any interest payment date, subject to the  current
ratings  of  the debentures not being adversely  affected  and
certain other conditions affecting the amount to be redeemed.

Tranches C and D may be resold by the group at any time.
         
(b)  £500 million revolving notes
    
The  securitisation allows for £500 million of 'AAA' and  'AA'
rated  fully revolving short term notes, of which £250 million
is  underwritten  for 5 years by a banking  syndicate.   There
were  no  immediate proceeds from the revolving notes as  they
were  repurchased by the Issuer.  Drawings will commence  once
further  fully constructed and leased properties are added  to
the  securitisation pool.  The pricing is based on three month
LIBOR with a margin of 0.40% for the 'AAA' notes and 0.50% for
the  'AA'  notes.   The commitment fee is 0.25%  of  the  £250
million  underwritten.  Hedging is not  required  until  first
drawdown.

(2)   In  December 1997 the company's subsidiary, CWF,  issued
£555m  of  first mortgage debentures, the principal  terms  of
which are:

 Tranche        £m        Interest                     Repayment
 -------     -----        --------                     ---------
    A          270          7.230%    By instalment 2004 to 2027
    B           80          7.425%    By instalment 2004 to 2027
    C          120   Stepped fixed    By instalment 2006 to 2027
    D           85        Floating    By instalment 2007 to 2020
             -----                                              
               555                                              
             -----                                              

The  debentures are secured on certain property  interests  of
the CWHL group and the rental income stream therefrom.

Interest on Tranche C increases in steps from 5% payable until
October  1999, to 9.535% payable from October 2006.   Interest
on  Tranche D is payable at LIBOR plus 1.1% until January 2003
and  thereafter  3.1%, but the company  has  entered  into  an
interest  rate  cap arrangement so as to cap  the  portion  of
interest linked to LIBOR at 8.5%.

The  weighted average maturity of the debentures  at  30  June
2000  was 16.7 years.  The debentures may be redeemed  at  the
option  of the issuer in an aggregate amount of not less  than
£1  million  on  any  interest payment date,  subject  to  the
current ratings of the debentures not being adversely affected
and  certain  other  conditions affecting  the  amount  to  be
redeemed.

(3)   At  30  June 1999, £94.4 million of a construction  loan
facility  of £200 million had been drawn down. This  loan  was
prepaid  in  November  1999.   The construction  loan  carried
interest  at a margin of 0.95% over LIBOR and was  secured  by
first  ranking fixed and floating charges over the  properties
which were subject to the financing, by second ranking charges
over certain other assets of the CWHL group and by a guarantee
from CWHL.

(4)   In  June  2000 a £50 million five year loan  secured  by
first  ranking fixed and floating charges over the retail  and
parking facilities within the first phase of Canary Wharf  was
prepaid.  The loan carried interest at a margin of 0.85%  over
LIBOR.

(5)In  November  1999 the group granted a  long  lease  in  33
Canada  Square.   An  inferior interest in  the  property  was
immediately granted back and the lease back has been accounted
for  as a finance lease.  The obligation to pay future rentals
under  the  finance  lease was stated at inception  at  £197.5
million.

(6)   The group's obligations under certain finance leases are
secured  by first ranking fixed and floating charges over  the
property which is the subject of those finance leases and over
certain cash deposits (Note 24).  The weighted average rate of
interest implicit in the group's finance leases is 7.4%.

(7)   Loans  and finance lease obligations falling  due  after
more than one year are repayable as follows:

                                    Finance              Finance
                          Loans      Leases     Loans     leases
                           2000        2000      1999       1999
                          -----     -------    ------    -------
                             £m          £m        £m         £m
In more than one year                                                 
 but less than two                                                    
 years                        -           -         -          -
In more than two years                                               
 but not more than                                                 
 five years                60.1           -      49.5          -
In more than five years   863.8       675.1     543.7      471.8
                          -----     -------    ------    -------
                          923.9       675.1     593.2      471.8
                          =====     =======    ======    =======
     
(8)   After taking into account interest rate hedging  entered
into  by  the group, the interest rate profile of the  group's
financial liabilities at 30 June 2000 was:

                                     At 30 June 2000
                         -------------  ------------  ----------
                         Floating rate    Fixed rate            
                             financial     financial            
                           liabilities   liabilities       Total
                         -------------  ------------  ----------
                                    £m            £m          £m
Securitised debt                  87.0         854.8       941.8
Construction loan                    -             -           -
Term loan                            -             -           -
Finance leases                   448.4         226.7       675.1
                         -------------  ------------  ----------
                                 535.4       1,081.5     1,616.9
Less: Cash collateral                                           
 for borrowings (Note           (424.5)       (150.3)     (574.8)
 13)
                         -------------  ------------  ----------
                                 110.9         931.2     1,042.1
                         =============  ============  ==========
    
                                     At 30 June 1999
                         -------------  ------------  ----------
                         Floating rate    Fixed rate            
                             financial     financial            
                           liabilities   liabilities       Total
                                    £m            £m          £m
Securitised debt                  86.0         469.9       555.9
Construction loan                 94.4             -        94.4
Term loan                         50.1             -        50.1
Finance leases                   248.6         223.2       471.8
                         -------------  ------------  ----------
                                 479.1         693.1     1,172.2
Less: Cash collateral                                           
 for borrowings (Note                                           
 13)                            (269.3)       (136.6)     (405.9)
                         -------------  ------------  ----------
                                 209.8         556.5       766.3
                         =============  ============  ==========
    
The   group's  floating  rate  liabilities  comprise  sterling
denominated  bank  borrowings, debentures and  finance  leases
which bear interest at rates linked to LIBOR.

In respect of the group's fixed rate financial liabilities:
     
                      30 June 2000             30 June 1999
                   --------    --------    --------    --------
                   Weighted    Weighted    Weighted    Weighted
                    average     average     average     average
                   interest      period    interest      period
                       rate       fixed        rate       fixed
                   --------    --------    --------    --------
                          %       Years           %       Years
Securitised debt        7.1        17.9         7.4        17.3
Finance leases         10.0        15.5        10.0        16.3

    
(9)    In  accordance  with  FRS  13  (Derivatives  and  Other
Financial Instruments:  Disclosures) the group is required  to
disclose   the  fair  values  of  its  financial  assets   and
liabilities and at 30 June 2000 these were as follows:

                           30 June 2000           30 June 1999
                        -------    -------     -------    -------
                               
                           Book       Fair        Book       Fair
                          Value      Value       Value      value
                        -------    -------     -------    -------
                             £m         £m          £m         £m
Primary financial                                                
 instruments held or
 issued to finance the
 group's operations:
Cash on deposit earning                                          
- floating rates of                                              
  interest                724.0      724.0       629.4      629.4
- fixed rates of          296.6      329.9       387.5      437.1
  interest
Short term financial                                              
 liabilities and                                                  
 current portion of                                               
 long term borrowings     (17.9)     (17.9)     (107.2)    (107.4)
Long term borrowings     (923.9)    (962.8)     (593.2)    (664.1)
Finance leases           (675.1)    (704.1)     (471.8)    (540.6)
Derivative financial                                             
 instruments held to
 manage interest rate
 and exchange rate
 profile:
-  interest rate swaps        -          -           -       49.6
-  interest rate caps       2.7        1.5         2.6        2.3
-  currency swaps             -        2.7           -          -
                                                                 
The  fair  value  of  the  interest rate  swaps  and  sterling
denominated fixed rate debt and deposits have been  determined
by  reference to prices available on the markets on which they
are  traded.  All other fair values shown have been calculated
by  discounting cash flows at the relevant zero  coupon  LIBOR
interest rates prevailing at the balance sheet date.

During  the year £3.8 million was realised on certain interest
rate  hedges.   These hedges were entered into in anticipation
of  the group's securitisation completed in June 2000 and  the
gains have therefore been deferred and will be recognised over
the term of the debt.  Other than the above no gains or losses
on  derivative  financial instruments have been recognised  in
the year.

16   PROVISION FOR LIABILITIES AND CHARGES
                                                            £m
Provision for amounts payable in                              
relation to partially vacant
leasehold properties:
                                                              
As at 1 July 1999                                          3.3
Release to profit and loss account                       (0.4)
                                                         -----
As at 30 June 2000                                         2.9
                                                         =====


At 30 June 2000 the directors reassessed the requirement for a
provision  in respect of partially vacant leasehold properties
and  as  a result of this assessment the provision was reduced
by £0.4 million.

Deferred taxation:

There  was no potential or unprovided deferred taxation at  30
June 2000 or 30 June 1999.

If  the  group's  investment  properties  were  sold at  their
market  value, a tax liability of approximately £201.3 million
(30  June 1999 - £165.8 million) would arise.  As the  company
has  no intention to sell its investment properties and it  is
not  expected that any liability will arise in the foreseeable
future,  no provision for this contingent liability  has  been
made.

17  SHARE CAPITAL
                        Authorised         Issued, allotted and
                                                fully paid
                        2000       1999        2000        1999
                     -------    -------     -------     -------
                          £m         £m          £m          £m
                                                               
Ordinary shares                                                
of1p each               10.0       10.0         6.9         6.8
 
                     =======    =======     =======     =======

Movements in issued share capital:
                                                           Number
                                                     
Number of ordinary shares in issue at 30 June 1999    684,060,129
Issue on exercise of options (see Note (7))             1,654,500
                                                       ----------
Number of ordinary shares in issue at 30 June 2000    685,714,629
                                                       ==========
(1)   Warrants over 26,867,000 ordinary shares are  held  by  IPC
Advisors  Limited, a company owned by a trust for the benefit  of
(inter  alios)  the  Paul Reichmann family.  These  warrants  are
exercisable  until 26 December 2005 at a price of 450  pence  per
share.
                                                     
(2)   In   December  1997,  the  Company  granted  to  European
Investment Bank warrants to subscribe for shares in the Company
in  the  event  of  admission to a recognised  stock  exchange.
Pursuant thereto a total of 8,925,233 such warrants were issued
and  became  exercisable on 2 April 1999.  In April 2000  these
warrants were transferred to IPC Advisors Limited.  They remain
exercisable  until 1 April 2006 at a price  of  330  pence  per
share.
     
The  subscription price for, and the number of  shares  subject
to,  both  issues  of  warrants are subject  to  adjustment  in
certain circumstances, such as capitalisation or rights issues.

(3)  On  3  March  1998  options  were  granted  to  17  senior
executives  including two executive directors under the  Canary
Wharf  Group plc 1997 Executive Share Option Plan to  subscribe
for 4,977,000 ordinary shares.  As a result of a bonus issue of
shares  on  1 April 1999, and in accordance with the  terms  of
this  Plan, the number of ordinary shares under option  doubled
to  9,954,000  shares and the option price was halved  to  79.5
pence per share.

(4)   On 31 March 1999 options over 10,354,167 shares, with  an
option  price of 400 pence per share, were granted  to  fifteen
senior executives, including two executive directors.  Also  on
31  March  1999  an  award of 455,579 shares  was  made  to  43
executives  under  the  terms of the  Canary  Wharf  Long  Term
Incentive  Plan.  These awards are all subject  to  performance
criteria.

(5)  Under the terms of an agreement with a former director  of
CWHL,  options over 184,417 shares were granted  to  him  at  a
price  of  330 pence per share.  These options are  exercisable
until 31 March 2004.

(6)  On 12 April 1999 176,129 ordinary shares were issued at  a
subscription  price of 331.5 pence per share  to  Canary  Wharf
Trustees   Limited  as  trustee  of  the  Canary  Wharf   Share
Participation Plan on behalf of 409 participants.

(7)  During  the  year  ended 30 June 2000  1,654,500  ordinary
shares  were issued at a subscription price of 79.5  pence  per
share  following the exercise of options under the Canary Wharf
Group plc 1997 Executive Share Option Plan.  An award of 14,285
shares was also made to an employee under the Canary Wharf Long
Term Incentive Plan.

At  30  June 2000 the following warrants to subscribe for,  options
over and rights to receive ordinary shares, remained outstanding.
                                        Exercise                       
                   Nature   Number of  price per                       
                       of    ordinary   ordinary                       
Person entitled     Right      shares  share (p)        Exercise period
----------------  -------  ----------  ---------        ---------------
IPC Advisors Ltd  Warrant  26,867,000      450.0   01/04/99 to 26/12/05
IPC Advisors Ltd  Warrant   8,925,233      330.0   02/04/99 to 01/04/06
Share Option                                                           
 Plans:
17 employees                                      75% current, 25% from
 including 2                                      01/01/01, all until
 directors)        Option   8,115,500       79.5  03/03/08
15 employees                                      Phased, commencing on
 (including 2                                     31/03/02, all until
 directors)        Option  10,354,167      400.0  03/03/09
Former director                                   
 of CWHL           Option     184,417      330.0  01/04/99 to 31/03/04
Long Term                                         
 Incentive Plan    Shares     455,479          -  31/03/02 to 30/03/09
 (44 employees)    Shares      14,285          -  21/10/02 to 20/10/09
Share                                                                  
 Participation                                  
 Plan(409                                       
employees)         Shares     176,129          -

18  RESERVES
                         Share                                          
Group:                 Premium  Revaluation  Capital  Profit &          
                       Account      Reserve  Reserve      Loss     Total
                       -------      -------  -------   -------   -------
Equity reserves:            £m           £m       £m        £m        £m
At 1 July 1999           571.3        714.2     61.3    (145.9)  1,200.9
Issue of shares                                                         
 under  Executive                                                       
 Share Option Plan         1.3            -        -         -       1.3
Revaluation of                                                          
 Investment                                                             
 properties                  -        256.9        -         -     256.9
Movement for the                                                        
 financial year              -            -        -      54.1      54.1
                       -------      -------  -------   -------   -------
At 30 June 2000          572.6        971.1     61.3    (91.8)   1,513.2
                       =======      =======  =======   =======   =======

19  RECONCILIATION OF MOVEMENTS IN SHAREHOLDERS' FUNDS
                                                           £m 
Shareholders' funds as at 1 July 1999                 1,207.7 
Issue of share capital                                    1.4 
Profit for the financial year                            54.1 
Revaluation surplus                                     256.9 
                                                      ------- 
Shareholders' funds as at 30 June 2000                1,520.1 
                                                      ======= 

20  PENSION SCHEMES

The  group operates two defined contribution pension  schemes.
The   assets  of  these  schemes  are  held  in  independently
administered  funds.  The pension cost charge, which  amounted
to  £1,455,744  in  the  year (year  ended  30  June  1999   -
£1,035,548) represents contributions payable by the  group  to
the schemes.

21  RECONCILIATION OF OPERATING PROFIT TO OPERATING CASH FLOWS

                                             Year        Year
                                            ended       ended
                                          30 June     30 June
                                             2000        1999
                                          -------     -------
                                               £m          £m
Operating profit                            102.0        25.0
Net profit on disposal of                                    
 properties                                 (39.1)          -
Depreciation charges                          0.3         0.2
Decrease in debtors                           5.4         5.4
Increase in creditors                        15.0        12.6
Decrease in provisions                       (0.4)       (0.7)
                                          -------     -------
Net cash inflow from operating                               
 activities                                  83.2        42.5
                                          =======     =======


22  ANALYSIS OF CASH FLOWS             Year ended         Year
                                          30 June        ended
                                             2000      30 June
                                                          1999
                                          -------      -------
                                               £m           £m
Returns on investments and Servicing                          
 of finance
Interest received                            38.4         32.4
Interest paid                               (40.8)       (39.1)
Interest element of finance lease           (44.7)       (35.0)
 rentals
Financing expenses                           (6.0)        (1.4)
                                          -------      -------
Net cash outflow                            (53.1)       (43.1)
                                          =======      =======

Capital expenditure and financial investment
                                       Year ended         Year
                                          30 June        ended
                                             2000      30 June
                                                          1999
                                          -------      -------
                                               £m           £m
                                                              
Additions to investment properties                            
 and properties under development          (323.7)      (297.6)
Purchase of tangible fixed assets            (4.6)        (0.7)
Purchase of investment properties          (373.8)           -
Settlement of deferred acquisition                            
 costs (see note below)                     (15.5)           -
Disposal of properties                      235.0            -
Deferred income relating to                                   
 agreements for sale of property             19.1        426.2
                                          -------      -------
Net cash (outflow)/inflow                  (463.5)       127.9
                                          =======      =======



In accordance with the arrangements agreed for the acquisition
of  the  CWHL  Group  in December 1995, further  net  deferred
payments  of £15.5 million were made during the year ended  30
June  2000  to the vendor (the selling bank group) from  funds
set aside for this purpose at the time of acquisition.
    
Acquisitions                           Year ended         Year
                                          30 June        ended
                                             2000      30 June
                                                          1999
                                          -------      -------
                                               £m           £m
Investment in subsidiary undertaking            -         (7.0)
                                          -------      -------
Net cash outflow                                -         (7.0)
                                          =======      =======


Management of liquid resources
                                       Year ended    Year ended
                                          30 June       30 June
                                             2000          1999
                                          -------       -------
                                               £m            £m
Cash placed on deposit not available                           
 on demand                                 (195.8)       (327.9)
Cash withdrawn from deposit accounts        155.8          89.2
                                          -------       -------
Net cash outflow                            (40.0)       (238.7)
                                          =======       =======


Financing                              Year ended    Year ended
                                          30 June       30 June
                                             2000          1999
                                          -------       -------
                                               £m            £m
Repayment of Senior Secured/Capital                            
 Notes                                          -        (366.6)
Issue of shares                               1.4         572.5
Repayment of secured loans                 (171.2)            -
Issue of securitised debt                   385.0             -
Drawdown of secured loan and finance                           
 lease premia                               221.9         132.4
                                          -------       -------
Net cash inflow                             437.1         338.3
                                          =======       =======

23  ANALYSIS AND RECONCILIATION OF NET DEBT

                                                   Other             
                                                    non-             
                           1 July        Cash       cash      30 June
                             1999        flow    changes         2000
                          -------     -------    -------      -------
                               £m          £m         £m           £m
Cash at bank              1,016.9         3.7          -      1,020.6
Amounts on deposit not                                               
 available on demand       (744.1)      (40.0)          -      (784.1)
                          -------     -------    -------      -------
                            272.8       (36.3)         -        236.5
                          -------     -------    -------      -------
Debt due after 1 year      (593.2)     (330.2)      (0.5)      (923.9)
Debt due within 1 year     (107.2)       89.6       (0.3)       (17.9)
Finance leases             (471.8)     (159.4)     (43.9)      (675.1)
                          -------     -------    -------      -------
                        ( 1,172.2)     (400.0)     (44.7)    (1,616.9)
                          -------     -------    -------      -------
Amounts on deposit not                                               
 available on demand        744.1        40.0          -        784.1
                          -------     -------    -------      -------
Net debt                   (155.3)     (396.3)     (44.7)      (596.3)
                          =======     =======    =======      =======


                                                    Year ended  
                                                       30 June
                                                          2000
                                                       -------  
                                                            £m  
Increase in cash in the year                               3.7  
Increase in debt and lease financing                    (400.0)  
                                                       -------  
Change in net debt resulting from cash flows            (396.3)  
Non-cash movement in net debt                            (44.7)  
                                                       -------  
Movement in net debt in year                            (441.0)  
Net debt at 1 July 1999                                 (155.3)  
                                                       -------  
Net debt at 30 June 2000                                (596.3)  
                                                       =======  


24  CONTINGENT LIABILITIES AND FINANCIAL COMMITMENTS

As  at  30  June 2000 certain members of the group  had  given
fixed  and  floating charges over substantially all  of  their
assets  as security for certain of the group's borrowings  and
finance  lease  obligations as referred to  in  Note  15.   In
particular, various members of the group had, at 30 June 2000,
given fixed first ranking charges over cash deposits totalling
£574.8  million and may be called upon to make a further  cash
deposit of up to £14.4 million.

As  security for the issue of £555 million of securitised debt
(see  Note  15) the company has granted a first  fixed  charge
over  the  shares of CWF and a first floating charge has  been
given over all of the assets of CWF.

As security for the issue of up to £975 million of securitised
debt  (see Note 15) the company's indirect subsidiary,  Canary
Wharf  Finance  Holdings Limited, has granted  a  first  fixed
charge  over  the shares of CWFII and a first floating  charge
has been given over all of the assets of CWFII.

In  October 1998 the group entered into an agreement  for  the
construction  of a headquarters building for the  HSBC  Group.
Liquidated damages are payable by the group in the event  that
it  fails  to  comply with certain contractual obligations  in
this  agreement by a specified date, which may be extended  by
force  majeure  and  delay by the HSBC Group.   The  directors
believe  that,  on  the  basis of  current  progress  and  the
building programme, no liability to the HSBC Group will  arise
under the above provisions.

The  group  is obliged to make a further contribution  to  the
capital of the company developing Canary Riverside, by way  of
subscription for additional shares, to enable the  company  to
complete  the  purchase  of  the  southern  parts  of   Canary
Riverside.   The  maximum  amount to be  contributed  is  £2.7
million plus interest.

Commitments of the group for future expenditure:
                                          30 June      30 June
                                             2000         1999
                                          -------      -------
                                               £m           £m
Under contract                              699.6        631.6
                                          =======      =======

The   commitments  for  future  expenditure  relate   to   the
completion  of  development properties where construction  was
committed at 30 June 2000.

Commitments  of  the  group for the  next  financial  year  in
respect of operating leases are analysed as follows:

                                         Land and     Land and
                                        buildings    buildings
                                          30 June      30 June
                                             2000         1999
                                          -------      -------
                                               £m           £m
Annual commitment for which the leases                        
 expire:
Between two and five years                    0.7          0.7
After five years                              0.2          0.2
                                          =======      =======

END
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